Privacy Policy | Trust Factor Capital

Effective as of July 25, 2024

Last Updated July 25, 2024

INTRODUCTION

Trust Factor Capital and its parents, subsidiaries, and affiliates doing business under the Trust Factor brand (collectively, “we,” “our,” or “us”) respect the privacy of your information. This Privacy Policy is designed to assist you in understanding how we collect, use, share, and safeguard your information. This Privacy Policy applies to individuals who access this website (“Site”) and the services provided through our Site (collectively, “Services”).

From time to time, we may change this Privacy Policy. If we do, we will post an amended version on this webpage. Please review this Privacy Policy periodically.

This Privacy Policy covers the following topics:

INFORMATION WE COLLECT ONLINE
HOW WE USE YOUR INFORMATION
HOW WE SHARE YOUR INFORMATION
COOKIES AND OTHER TRACKING TECHNOLOGIES
“DO NOT TRACK” SIGNALS
CHOICES ABOUT YOUR INFORMATION
SECURITY
THIRD PARTY LINKS
CHILDREN’S PRIVACY
NOTICE TO NEVADA RESIDENTS
NOTICE TO CALIFORNIA RESIDENTS
ACCESSIBILITY
HOW TO CONTACT US

1. INFORMATION WE COLLECT ONLINE

We collect Personally Identifiable Information from you through your use of the Site and Services. “Personally Identifiable Information” is individually identifiable information about an individual that we collect online when they seek our Services on behalf of their business and that we maintain in an accessible form. We collect the following types of Personally Identifiable Information:

Information You Provide

We may collect the following Personally Identifiable Information that you voluntarily provide to us in using our Site and Services:

Apply for Financing. To apply for financing with us, you will create an account and provide us with your name, email address, and the business name, physical address, and phone number. You will create a password for future login purposes. You will also provide us with your Social Security number, driver’s license number, employment information, business information including name, legal entity type, industry, number of employees, annual gross revenue, tax identification number, employee identification number, and financial information including bank account information, income information, voided checks, account history, payment history, transaction balances, overdraft history, bank statements, gross revenue, and transaction parties.

Information as You Navigate Our Site

We automatically collect certain Personally Identifiable Information through your use of the Site and Services, such as the following:

Usage Information. For example, the pages on the Site you access, the frequency of access, and what you click on while on the Site.
Device Information. For example, hardware model, operating system, application version number, and browser.
Mobile Device Information. Aggregated information about whether the Site is accessed via a mobile device or tablet, the device type, and the carrier.
Location Information. Location information from Site visitors on a city-regional basis.

Third Party Information

In some cases, we may receive certain Personally Identifiable Information from you about a third party. If you submit any Personally Identifiable Information about another individual to us, you are responsible for making sure you have the authority to do so and to allow us to use their Personally Identifiable Information in accordance with this Privacy Policy.

2. HOW WE USE YOUR INFORMATION

We use the Personally Identifiable Information we collect to provide the Services to you, to improve our Site and Services, and to protect our legal rights. In addition, we may use the Personally Identifiable Information we collect to:

Process your application and determine whether or not your business qualifies for our products;
Verify your identity and conduct appropriate due diligence;
Verify representations you make, including the existence and good standing of your business;
Communicate with you about your account or transactions with us and send you information about features on our Site or changes to our policies;
Perform data analytics to improve our Site and Services;
Comply with legal obligations, as part of our general business operations, and for other business administration purposes;
Prevent fraud, criminal activity, or misuses of our Site and Services, and ensure the security of our IT systems, architecture, and networks; and
We do not share your information with third parties.

3. HOW WE SHARE YOUR INFORMATION

We do not share your Personally Identifiable Information with third parties. Additionally, the SMS opt-in or phone numbers for the purpose of SMS are not being shared.

4. COOKIES AND OTHER TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies to track the activity on our Site and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

5. “DO NOT TRACK” SIGNALS

Our Site does not respond to Do Not Track signals.

6. CHOICES ABOUT YOUR INFORMATION

You have choices regarding the collection, use, and sharing of your Personally Identifiable Information. You can opt out of receiving marketing emails from us by following the instructions in those emails or by contacting us directly.

7. SECURITY

We use reasonable administrative, technical, and physical security measures to protect your Personally Identifiable Information.

8. THIRD PARTY LINKS

Our Site may contain links to other websites. We are not responsible for the privacy practices or the content of those websites.

9. CHILDREN’S PRIVACY

Our Site is not intended for children under the age of 13. We do not knowingly collect Personally Identifiable Information from children under 13.

10. NOTICE TO NEVADA RESIDENTS

If you are a Nevada resident, you have the right to opt out of the sale of certain Personally Identifiable Information to third parties. We do not sell your Personally Identifiable Information.

11. NOTICE TO CALIFORNIA RESIDENTS

If you are a California resident, you have certain rights regarding your Personally Identifiable Information. Please review our California Privacy Notice for more information.

12. ACCESSIBILITY

We are committed to ensuring that our Site is accessible to individuals with disabilities. If you have any questions or suggestions regarding the accessibility of our Site, please contact us.

13. HOW TO CONTACT US

If you have any questions about this Privacy Policy, please contact us at Trust Factor Capital